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What is
Medicare?

Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). There are multiple parts of Medicare, and different costs associated with each part. Below are some informational slide-downs that provide you with some basics. Click through each header to see the information.

Preventive Services

Medicare pays for many preventive services to keep you healthy. Preventive services can find health problems early and can keep you from getting certain diseases. Preventive services include exams, shots, lab tests, and screenings. They also include programs for health monitoring, counseling, and education to help you take care of your own health.

Alcohol Misuse Screening
& Counseling
Bone Mass Measurements
Breast Cancer Screenings
(Mammograms)
Cervical and Vaginal
Cancer Screening
Colorectal Cancer Screening
Depression Screening

Medicare
Advantage Plan

13 Things To Know About Medicare Advantage Plans

  1. You’re still in the Medicare Program.
  2. You still have Medicare rights and protections.
  3. You still get complete Part A and Part B coverage through the plan.
  4. You can only join a plan at certain times during the year. In most cases, you’re enrolled in a plan for a year.
  5. You can join a Medicare Advantage Plan even if you have a pre-existing condition, except for End-Stage Renal Disease (ESRD)
  6. You can check with the plan before you get a service to find out if it’s covered and what your costs may be.

Choosing & Buying
a Medigap Policy

A Medigap policy is private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). These are “gaps” in Medicare coverage. If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements the costs of your Original Medicare benefits.

Testimonial

Medicare and You
Choosing a Medigap Policy
Guide to Preventive Services